Balanced Budget

We currently have a balanced budget in this county.   It is recommended by the Government Finance Officers Association that we keep 16% of our budget in the General Revenue in case of natural disasters or other types of emergencies.   Recently we used a portion of this to supplement our parks budget.   I support the parks and want us to have beautiful parks but what happens if we have sinkholes, or a hurricane or flooding?   What money will the County have to help with these issues.   We need to have more foresight when it comes to our budget and planning in this county.